In the world of investments, there are multiple options for those looking to grow their wealth. From real estate to the stock market, each alternative has its advantages and challenges. However, agroinvestment is emerging as an attractive option, especially in Peru, a country with a thriving agriculture sector and high-demand crops like pitahaya. In this article, we will explore the differences between agroinvestment and other types of investments to help you make an informed decision.
Profitability: Consistent and Sustainable Earnings
- Agroinvestment: Investing in agriculture can offer stable returns in the medium and long term. Crops like pitahaya, which have high demand in international markets, generate consistent income year after year. For example, in Megaproyecto Pachamama, a pitahaya plot can provide annual profits starting from the second year of production.
- Real Estate: Real estate is known for its stability and potential for appreciation over time. However, the return can be slow and depends on location and market conditions.
- Stocks and Investment Funds: While they can offer high returns, the volatility of the financial market can make earnings inconsistent and increase risk.
Risk and Stability
- Agroinvestment: Agriculture has proven to be a resilient sector, even during times of crisis. During the pandemic, while other sectors collapsed, the agricultural sector in Peru grew by 3.1%, according to MIDAGRI. Working with essential food products significantly reduces risks.
- Real Estate: Although it is considered a low-risk investment, factors such as economic crises or government regulations can affect its stability.
- Stocks and Investment Funds: The high volatility makes them less predictable, as their performance depends on external factors like the global economy and government policies.
Social and Environmental Impact
- Agroinvestment: Investing in agriculture is not only profitable, but it also contributes to the development of rural communities and promotes sustainable practices. At Megaproyecto Pachamama, each productive pitahaya plot represents an opportunity to improve the lives of farming families while promoting environmental care.
- Real Estate: While real estate has little direct social impact, it can contribute to urban development. However, it is sometimes associated with real estate speculation.
- Stocks and Investment Funds: The social or environmental impact depends on the type of companies in which one invests. ESG (environmental, social, and governance) funds are an alternative, but they are not always available to all investors.
Liquidity and Terms
- Agroinvestment: Agroinvestment is ideal for those seeking medium- and long-term returns, with recurring income derived from harvests. Although it is not as liquid as other assets, it generates steady cash flow once production begins.
- Real Estate: Its liquidity is limited, as selling a property can take months or even years.
- Stocks and Investment Funds: These instruments are highly liquid, allowing quick buying and selling. However, their volatility can cause losses if not managed carefully.
Accessibility for Investors
- Agroinvestment: With initiatives like those of Megaproyecto Pachamama, agroinvestment has become more accessible. We offer interest-free financing and affordable down payments, allowing anyone to become an agroexporter partner.
- Real Estate: Real estate requires a significant initial investment, which can limit accessibility.
- Stocks and Investment Funds: These are more accessible thanks to digital platforms and low minimum amounts. However, they require specialized knowledge to manage effectively.
Why Choose Agroinvestment with Megaproyecto Pachamama?
Agroinvestment combines profitability, stability, and a positive impact on communities and the environment. At Megaproyecto Pachamama, we offer a unique opportunity: investing in pitahaya plots in Jayanca, Lambayeque, a crop with high export potential. Additionally, we guarantee comprehensive management, from production to commercialization, so you can earn income without leaving your routine.
Invest in the future. Invest in the land. Join Megaproyecto Pachamama and be part of the change.
